Big oil, credit cards, and me

I get junk mail. I get LOTS of junk mail.

My mailbox is regularly stuffed with catalogs offering me $400 blouses, which makes me wonder in what zip code the retailers think I live. Don’t they know we live within a mile of dairy farms?

I get coupons from hardware stores and pet stores offering me $5 off if I spend more than $50, which would not quite pay t…